Built for veterans · military · feds

The financial hub built for those who served and those who serve the government.

Start with the most accurate FERS retirement calculator on the web. Then compare the credit cards, savings, and loans that actually fit your benefits.

FERS Retirement Calculator

Your details

MRA based on your birth year: 57.00 · Age at retirement: 60

Eligible — 60/20 rule
Monthly FERS pension
$2,292
Annual FERS pension
$27,500
Income replacement rate
25.0%
FERS Supplement (MRA → 62)
Not eligible

COLA-adjusted pension projection

Assuming 2.2% annual cost-of-living adjustment

+5 years
$30,661
+10 years
$34,185
+15 years
$38,115
+20 years
$42,496

Income gap to 80% target

Most retirement planners target 80% of pre-retirement income.

Annual gap to 80% target
$60,500
TSP income at 4% SWR
$16,000
Remaining gap
$44,500

You'd still be short $44,500 per year. Consider boosting TSP contributions or planning side income to close the gap.

This calculator provides estimates only. Not financial advice.

USAA
Featured partner
Navy Federal
Featured partner
PenFed
Featured partner
Chase Sapphire
Featured partner

Tools across every part of your money life

Every tool tuned for the benefits you actually have — not the generic version of the calculator everyone else uses.